Appraisal services for Virginia Beach and Virginia Beach City County homeowners

Check out the top 7 reasons Virginia homeowners call on Appraisal Nerd:

  1. Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
  2. Challenge Virginia Beach City county's assessment of your propertyvalue
  3. Remove PMI to cut their mortgage payments
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a Virginia divorce, when real estate needs to be divided
  7. To settle an estate in Virginia Beach City county or Virginia by determining the true market value of real estate in question

Need help determining the price of your home in or near Virginia Beach, Virginia?
Contact Appraisal Nerd.

We at Appraisal Nerd understand the unique needs of a consumer after appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and accountants. Being a consumer that probably doesn't see an appraisal every day,you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value opinion than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut costs for homeowners. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At Appraisal Nerd, we're experts in helping customers just like you do away with unnecessary PMI insurance.

Challenging Virginia Beach City county's assessment of your property

Your local tax assessor may have your house overvalued if you live in a region that is declining or is not appreciating as much as other homes nearby. This only means you are most likely paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Appraisal Nerd is your number one weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your house is near a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Appraisal Nerd can help you reinstate your home equity line of credit with a professional appraisal.

We Also Offer Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you'd prefer to have an expert double-check it for accuracy or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? Appraisal Nerd offers field reviews where we go out and check the subject and comparables in question. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. Even though this is usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your house.